Insurance Coverage at Auto Injury Chiropractic, Milwaukie
Insurance
We work with Oregon auto insurance (PIP), workers’ compensation claims, and most health insurance. Our front desk verifies your benefits before your first visit.
Auto insurance
Chiropractic care is typically covered under your Oregon auto insurance
Chiropractic treatment and therapeutic massage are hands-on, non-surgical care for auto accident injuries. In Oregon, PIP (personal injury protection insurance) typically covers reasonable and necessary care after a crash. We bill your PIP claim directly and verify your coverage before your first visit.
PIP pays whether or not you were at fault for the accident. Passengers and children who were in the car at the time of the accident are also eligible for PIP benefits.
PIP is part of your policy whether you carry basic liability coverage or full coverage.
PIP pays for reasonable and necessary care within two years of the accident, with a minimum medical benefit of $15,000 per person. Pedestrians and cyclists involved in an accident are covered under their own PIP or that of the driver who hit them.
Read more: How Oregon PIP pays for your care after a crash.
We work with Oregon auto insurers including:
- Progressive
- State Farm
- GEICO
- Allstate
- USAA
- Farmers
- Liberty Mutual
- Bristol West
- Country Financial
- American Family
- Travelers
- Safeco
- The Hartford
- Nationwide
- Dairyland
- Kemper
- The General
- Amica
- Root
We bill PIP for every Oregon auto insurer. If yours is not listed, call us; it almost certainly still applies.
Same-day appointments are usually available for auto-injury patients. Call or book online to get started.
Health insurance
We accept most health insurance plans and workers’ compensation claims
We are in network with these plans at all three clinics:
- CareOregon and OHP (Oregon Health Plan), including CareOregon Advantage (Check our listing for CareOregon and OHP (including CareOregon Advantage) (opens in a new tab))
- Providence Health Assurance (OHP)
- OHSU Health (OHP)
- Regence BlueCross BlueShield (Check our listing for Regence BlueCross BlueShield (opens in a new tab))
- TriWest Healthcare Alliance (VA Community Care Network)
- Providence Health Plan (Check our listing for Providence Health Plan (opens in a new tab))
- Moda Health (Check our listing for Moda Health (opens in a new tab))
- Kaiser Permanente, through Heraya Health, for chiropractic and massage therapy (Check our listing for Kaiser Permanente through Heraya Health (chiropractic and massage therapy) (opens in a new tab))
- Cigna (Check our listing for Cigna (opens in a new tab))
- Medicare Part B (spinal adjustments only; X-rays, massage and other services are not covered) (Check our listing for Medicare Part B (opens in a new tab))
- Medicare Advantage plans including Providence Medicare Advantage and PacificSource Medicare
- PacificSource (Check our listing for PacificSource (opens in a new tab))
- Aetna
- American Specialty Health (ASH) network plans
- First Choice Health (Check our listing for First Choice Health (opens in a new tab))
We also bill most other major plans. Our front desk verifies your benefits before your first visit, and we accept HSA and FSA cards.
If you are covered by OHP or TriWest (VA Community Care), you pay no copay at the front desk.
We also accept Medicare. Medicare Part B covers medically necessary spinal adjustments by a chiropractor; it does not cover X-rays, massage, or other services a chiropractor orders, and our front desk will go over any costs with you before your first visit.
If you are being treated for a work-related injury under a workers’ compensation claim, we work with your employer to make sure the right paperwork is filed.
To schedule, call (503) 919-7001 or book online.
Insurance help at our Milwaukie clinic
The Milwaukie front desk checks your PIP, workers' compensation or health plan benefits before your first visit and tells you what applies before treatment starts. Call or text (503) 919-7001 with your claim or plan details.
Telehealth counseling with Dr. Manesha Ram, PsyD, psychologist resident, supervised by David Kays, PsyD, is scheduled through this clinic. Counseling coverage is not the same as chiropractic coverage, so check which plans cover counseling before you book.
Conditions we treat
Auto-injury & chiropractic care in Milwaukie
Serving Milwaukie, Oak Grove, Gladstone, Happy Valley, and Clackamas County. Visit Auto Injury Chiropractic, Milwaukie at 13152 SE Rusk Rd, Milwaukie, OR 97222.
Related reading: Does Oregon PIP cover chiropractic care?