The hours and days after a car accident are stressful. This is a clear checklist for Oregon drivers: what to do at the scene, what to do next, and how to protect your health and your insurance claim.
At the scene
- Check for injuries and get to safety. Call 911 if anyone is hurt.
- Exchange names, insurance, license plates, and contact details.
- Take photos of the vehicles, the scene, and any visible injuries.
- Get a police report when you can. It helps your claim.
File the Oregon accident report
Oregon law requires drivers to file an Accident and Insurance Report with the Oregon DMV within 72 hours if anyone was injured or killed, if any vehicle had more than $2,500 in damage, or if any vehicle was towed. A police report at the scene does not replace this driver-filed report (DMV Form 735-32), and failing to file it can lead to suspension of your driving privileges. When in doubt, file it.
The first 72 hours
This is the part most people miss. Adrenaline can hide injuries, especially whiplash, neck pain, and back strain, for one to three days. Get evaluated even if you feel fine. An early exam catches injuries before they get worse and creates the documentation your claim depends on. In Oregon, your PIP coverage usually pays for this care with no out-of-pocket cost.
Handling the insurance side
Notify your auto insurer and open your PIP claim. You do not need to settle anything quickly, and you should not until you understand the full extent of your injuries. Keep records of every appointment, symptom, and expense. We bill PIP directly and keep your treatment records organized for adjusters and attorneys.
Getting the right care
Crash injuries are usually soft-tissue and spinal, which is what chiropractic care, therapeutic massage, and rehab address. We treat car-accident injuries every day, with same-day appointments and the paperwork handled for you.
Care at all three clinics
We offer same-day appointments in Oregon City, Milwaukie, and Troutdale, with licensed massage therapists on staff. After a car accident in Oregon, your PIP coverage usually pays for treatment with nothing out of pocket. Book a visit and we will get you in.
Related reading
Common questions
How soon should I be seen?
Within a few days. Whiplash can be masked by adrenaline for 24 to 72 hours.
Do I need a referral?
No. Come in directly with your auto insurance information.
What if I feel fine?
Get checked anyway. Soft-tissue injuries often show up later.
Recent Comments